Swiss
real estate
experts
Being the owners and buyers of real estate in Switzerland, we share our vast experience with you.
Complete our
quiz now
Complete our
quiz now
to leave us your enquiry and receive a brochure with key information about the Swiss real estate market.
Services
Winwinter company specializes in the selection of Swiss real estate in full compliance with customers’ requirements. We will find most appropriate options and organize viewings accompanied by our experts.
- Preparation and performance of a sale and purchase transaction or signing a contract for rental.
- Control and support of the entire process from start to finish.
- Acquaintance with the intricacies of the Swiss real estate market.
- Visiting theobjects of interest.
- Consulting help while property viewing and making purchasing decision.
- Negotiation.
- Assistance in obtaining a mortgage loan.
- Full legal support.
- Translation of documents En / Fr / De / Rus.
We provide services related, among other things, to construction works and finding renters, and also specialize in the hotel business.
Our clients are offered exclusive services meeting the aftersales needs.
We will answer all your questions and tell you the details of cooperation.
REAL ESTATE
WE WORK WITH
Residential real estate
Hotels and restaurants
Commercial properties
Land plots
Industrial real estate
Castles
WE ARE READY
TO HELP YOU
Contact us for a free consultation. Our team of experts will answer you in any way you choose.
EXCLUSIVE
OFFERS
Premises in the center of Geneva
Learn moreWINNING BENEFITS
We speak all national languages including English and Russian.
Locating in Switzerland, we are updated on any news, features and aspects of life here and constantly monitor market changes.
We have experienced firsthand what every foreign real estate buyer faces: all possible challenges and needs when buying, moving, assimilation.
Our team consists of experienced and qualified current bankers, tax experts, hoteliers.
We provide a full range of services, even indirectly relating to the purchase and sale transaction, including aftersales services.
We are always on the side of our clients, ensuring each an individual approach in accordance with market requirements and peculiarities of Switzerland.
Faq
Yes, but a residential property may be bought only in certain touristic areas. Besides, its habitable area must be less than 200 m2 and the land area must be less than 1,000 m2. There are no restrictions on the purchase of hotels and commercial properties. You are welcome to find out more details in our brochure.
Yes, he may. As a rule, Swiss banks lend up to 70-80% of the market price to the local population and EU citizens for the purchase of residential real estate. Our experience has shown that the mortgage amount varies between 50-60% for citizens of foreign countries. When purchasing commercial real estate, a Buyer may expect a mortgage amount of 50-60% of the market price. As for hotel real estate, mortgage rates are lower and rarely exceed 35-40%. Interest rates in Switzerland are currently set at 0.8-1.5% per annum.
Yes, there are taxes and duties on the transfer of ownership. Their amount, however, varies from canton to canton, which is typical for Switzerland. Taxes are normally payable by a Buyer, but in some cantons, payment is half-paid by both parties. Whereas Canton Schwyz, for example, does not levy real estate transfer tax at all. Usually the costs include: - notary fees (up to 1%) - registration fee (up to 1.5%) - real estate transfer tax (up to 3.3%) It is worth noting that there are no taxes and duties, when a Buyer purchase partially or wholly shares of a company, owning a real estate. Neither a notary is required for making the transaction.
The standard monthly and annual payments paid by the owners include utility bills (water, electricity, heating, etc.), concierge/cleaning/ groundskeeper service (if applicable), reconstruction fund contributions, insurance (compulsory and optional), land tax and the so-called property imputed income tax.The annual cost of owning a real estate is believed to be approximately 1% of its value or 70-80 CHF per 1m2, depending on the property type, its condition and location.
Non-EU citizens may rent out residential real estate only for short-term rent (less than 11 months a year). They also may be prohibited from reselling their property within 5 years after they have purchased it. After that, when selling a property, a Buyer has to pay a capital gains tax, which is calculated on the basis of the difference between the sale price and the acquisition price (the longer the period of ownership of the property, the lower the tax). Hotel and commercial real estate owners face no resale restrictions.
As practice shows, profit margin of more than 3% per annum is considered to be quite high in Switzerland. Profitability may be increased with mortgage, which is profitable and affordable in Switzerland. However, excess returns from Swiss real estate investments at the level of 10-20% annual returns should not be expected. The main advantages are stability, strong national currency and preservation of capital.
Unfortunately, the fact of owning a property does not give any rights or advantages for legalizing in Switzerland, with the exception of getting a tourist visa.
About us
Evgeny Mironov is the founder of WinWinter company. Education: Hotel Institute Montreux. Hotel, residential and commercial property owner. Being an investor and a buyer, Evgeny Mironov has thoroughly studied the market, identified its features, challenges and needs on the part of the client. All our partners are qualified experts who have been working in the real estate market for many years and know it inside and out.
“Switzerland is complex, but worth it!”
